Are you interested in getting the best deal possible on a new Hallandale Beach in Subaru? If this is of interest to you we would like you to show you the steps on how to do so. One of the main things people hate about buying a new car is dealing with a sleazy salesperson.. However, this is not the case with CarsDealerNet.Com. On our website we make it easy to get the best price on a new vehicle.
At CarsDealerNet.Com you the buyer is in control. Our automated search engine technology will search through hundreds dealerships for the truck you choose. Once we find a match, we will show you a list of dealerships in Hallandale Beach with available stock on the truck of your choosing. After that get all the new car dealers in Hallandale Beach to compete for your business without disclosing your name, address, phone number, and or e-mail address. This approach is not only the revolutionary but also a proven way of getting a good deal and the biggest cash back possible every time.
Who Has The Best Car Deals & Incentives in Hallandale Beach?
Many people seek to get the best new car deals and incentives. However, you’re not going to find those on your Sunday paper. It is for this reason that we build CarsDealerNet.Com. We knew that by implementing technology and software already available we would revolutionize the car buying experience. Not only that but also get our members the best deal possible on the vehicle of their choice. Did we also mentioned that our service is 100% FREE! What is keeping you back? Get the best new car deal in the biggest rebate of any car you choose.
Can I Buy A Car If I Am Collecting Unemployment?
In today's economy many people are laid off from their jobs and are allowed to collect unemployment while they will look for new work. Unemployment benefits are temporary and cannot be considered for long-term income when a lender is considering loaning you money.
However, you may have the potential to qualify for a loan when you're collecting unemployment, if you have good credit to start with. Each individual and their circumstances are different. If you have another source of income and losing your job and collecting benefits is not a hardship or burden. Then you may be considered for a new car loan.
A person can only collect unemployment benefits for a maximum of 99 weeks, as of January 2011. Therefore unemployment cannot be considered as a reliable source of income, and may hamper your efforts in getting a car loan. Car loans today, generally have payments that last anywhere from 3 to 5 years; the majority of lenders will not grant a loan based on someone's temporary unemployment benefits.
To get approved for a car loan, an individual must prove to a lender that he or she is financially capable of paying back the loan. If your unemployment is the only income you have to live on then chances are you can't afford a car payment.
Even subprime lenders or high risk lenders, that generally loan to people with poor or bad credit, are very unlikely to grant a car loan based on someone's unemployment benefits.
You may find a car dealer who was willing to put this type of loan together for an outrageous interest rate and down payment. The dealer may sell you a car that is way overpriced, with a large down payment, and an interest rate that could exceed 25 percent. This type of deal only benefits the dealer and not you the buyer.
Even if the dealer has to repossess your vehicle in a few months, they don't care because they will just turn around and sell the car again to someone else in a similar situation.
If you are in dire need of a car and can't qualify because of your unemployment benefits, you may want to consider a home equity loan, or an existing line of credit. It is not always wise to use a home equity line of credit. These type of loans can lead to excessive debt if used unwisely and cause you future problems financially.
If you absolutely must have a car then buy one for cash ($2,000 or less) to get you by until you start your new job. That way you won't be adding debt to your financial situation while looking for another job.
New Car Buying Advice From an Ex-Car Salesman!
Car dealers can be pretty intimidating when you're getting ready to buy a new car. For most people a new car is probably the second biggest purchase you'll make in your lifetime. So I was a bit nervous in the beginning. I figured the dealer would try to pull one over on me because I'm a women (and blonde, don't laugh) so I decided to get some real advice from someone who new what they were talking about. I went to a former car salesman and fortunately for me he had no problem revealing all the secrets the dealers used to manipulate the average person. He told me things that really gave me an edge up on the dealers like how not to let the sales agent out talk me. How to plan through my negotiating before I even enter the dealership. He told me things like...
*Why I shouldn't hide my trade in until we got to negotiating my new car purchase. Sales agents are willing to give on certain aspects of the sale if they know they may be able to make additional cash on your trade-in.
*To get the best deal for your old car you need to sell it yourself to an individual. A lot of people would rather not go to the trouble of placing ads and selling your old car yourself but that's how you are going to get the most money for your trade-in.
*How to get the best financing rate (saved me tons!) Before you even leave the house, find out what your credit score is. Many times the dealer financing is not lowest rate you can get depending on your credit score. So you if know that up front you know what rate you should be accepting.
*How the "no hassle pricing" system works and how it actually makes you pay more. There are many fees that are added on to the price of the vehicle after you agree upon a price. Make sure all the fees are already accounted for when you agree upon a price.
*How to save on new car accessories. These are something that can "negotiated" to complete the sale if you've made your plan before you walk into the dealership.
*What a "documentation fee" is. This is a fee that covers the cost of paperwork and documentation. These fees vary from state to state. So find out whether your state has standardized fees or it is determined by the dealership so that you know what that fee should be.
*The best time of week and year to buy a new car. The best time of week to buy a car is mid-week and the best time of year is toward the end of the year.
*Lifetime Warranties. That's usually only if you own the car and if you've done certain maintenance items by certain dates, etc. etc. etc. so make sure you read the fine print on that "Lifetime Warranty".
You can also limit the time you have to spend at the dealership by using the internet to research the kind of car you want. You'll save time, energy and money once you become comfortable using online buying resources that most dealerships have available. The world wide web is a great place to help you easily determine what you want, the features that you want on your new car, where you can find it, and what you should expect to pay for it. You no longer have to deal with high pressure auto dealers. You can actually get the dealers competing for your business before you ever leave home!
So if you're looking for new car buying advice do your homework before you ever enter the dealership. You'll be glad you did!